Home is the one of very important human needs. People need to have the house to live in. Nowadays, there are many real estate which sells house in good price. In this year, there is a great deal in real estate. Home Buyer Tax Credit deal has been extended. We can use this opportunity to buy a house. There are many mortgage companies which have the great deal. My friend tells me to use Coldwell Banker Mortgage. This company is really great. This company makes home loans easy.  First-time homebuyers, or those who have not owned in the last three years, can receive up to an $8,000 tax credit. For home owners, the condition is the home owner must have used the home sold or being sold as a principal residence consecutively for 5 of the previous 8 years and will get $6,500 Tax Credit. But, there is an income limits for both home buyer and home owner. Income limits are $125,000 for singles, $225,000 for married couples with a $20,000 phase-out of the credit for both. There is Limitation on Cost of Home Purchased. The amount is $800,000. If you qualified, you must bring the tax documentation, so you can get tax credit. You must take this great deal.